Upcoming fund changes

Effective June 14, 2024, a new County of San Diego Deferred Compensation Program investment lineup will replace the current fund lineup. The new lineup features these enhancements:

Simplified investment categories to provide you with easier diversification
82% of the new investment options will be lower in cost
Each investment option will be the lowest-cost share class of its kind
Lower investment costs will save plan participants more than $3.6 million per year
Average investment costs will decrease by over 40% versus the current investment menu; those savings mean more money for you at retirement

Investment options and new funds

Assets in the funds listed on the left will transfer to the new funds listed on the right in this chart.

Current Fund	Ticker	Expense Ratio	Asset Class	New Fund	Ticker/CUSIP	Expense Ratio
American Funds American Balanced R4 Prospectus \| Fact Sheet	RLBEX	0.60	Balanced	San Diego County Target Date Suite (Age-Based Mapping) 2015 Fund Fact Sheet 2020 Fund Fact Sheet 2025 Fund Fact Sheet 2030 Fund Fact Sheet 2035 Fund Fact Sheet 2040 Fund Fact Sheet 2045 Fund Fact Sheet 2050 Fund Fact Sheet 2055 Fund Fact Sheet 2060 Fund Fact Sheet 2065 Fund Fact Sheet Retirement Fund Fact Sheet	-	-
Columbia High Yield Bond Adv Prospectus \| Fact Sheet	CYLRX	0.80	Bonds	Hartford Total Return R6 Prospectus \| Fact Sheet	ITBVX	0.320
Metropolitan West Total Return M Prospectus \| Fact Sheet	MWTRX	0.67	Bonds	Hartford Total Return R6 Prospectus \| Fact Sheet	ITBVX	0.320
-	-		Bonds	Fidelity US Bond Market Prospectus \| Fact Sheet	FXNAX	0.025
Invesco Developing Markets Y Prospectus \| Fact Sheet	ODVYX	0.99	International	MFS International Diversification R6 Prospectus \| Fact Sheet	MDIZX	0.730
MFS International Diversification R4 Prospectus \| Fact Sheet	MDITX	0.84	International	MFS International Diversification R6 Prospectus \| Fact Sheet	MDIZX	0.730
-	-		International	Fidelity Total International Index Prospectus \| Fact Sheet	FTIHX	0.060
Columbus Contrarian Core Inst2 Prospectus \| Fact Sheet	COFRX	0.68	Large Cap	T. Rowe Price Structured Research E Prospectus \| Fact Sheet	87280E503	0.26
Hartford Dividend & Growth HLS IA Prospectus \| Fact Sheet	HIADX	0.65	Large Cap	T. Rowe Price Structured Research E Prospectus \| Fact Sheet	87280E503	0.26
MFS Growth R4 Prospectus \| Fact Sheet	MFEJX	0.60	Large Cap	T. Rowe Price Structured Research E Prospectus \| Fact Sheet	87280E503	0.26
Vanguard Institutional Index Instl Plus Prospectus \| Fact Sheet	VIIIX	0.02	Large Cap	Fidelity 500 Index Prospectus \| Fact Sheet	FXAIX	0.015
BlackRock Mid-Cap Growth Equity Instl Prospectus \| Fact Sheet	CMGIX	0.84	Mid Cap	Vanguard Strategic Equity Prospectus \| Fact Sheet	VSEQX	0.170
BNY Mellon MidCap Index Inv Prospectus \| Fact Sheet	PESPX	0.52	Mid Cap	Fidelity Extended Market Index Prospectus \| Fact Sheet	FSMAX	0.035
MFS Mid Cap Value R6 Prospectus \| Fact Sheet	MVCKX	0.63	Mid Cap	Vanguard Strategic Equity Prospectus \| Fact Sheet	VSEQX	0.170
Allspring Special Small Cap Value Inst Prospectus \| Fact Sheet	ESPNX	0.93	Small Cap	Vanguard Strategic Equity Prospectus \| Fact Sheet	VSEQX	0.170
T. Rowe Price New Horizons Prospectus \| Fact Sheet	PRNHX	0.79	Small Cap	Vanguard Strategic Equity Prospectus \| Fact Sheet	VSEQX	0.170
Vanguard Small Cap Index Instl Prospectus \| Fact Sheet	VSCIX	0.04	Small Cap	Fidelity Extended Market Index Prospectus \| Fact Sheet	FSMAX	0.035

For more information, please review the investment changes and fee reductions brochure.